Don’t overpay at the dealership. Spot hidden fees in seconds.

Built for first-time buyers. No jargon, no judgment — just what each fee means and what to say. Add your dealer quote below (screenshot, photo, PDF, or pasted numbers) for a free read.

Free snapshot — no account needed

Add your quote to see the numbers we can read from it.

Upload a screenshot, photo, or PDF

PDF, PNG, or JPG · up to 15 MB

Read on your device for the preview. Nothing is saved until you choose to.

  • Stays private
  • No account to start
  • We never contact your dealer

Turning in a lease? Check your lease-end bill for disposition, wear, and over-mileage charges.

Open the full analyzer

The snapshot is free. The complete review is a one-time $9.99 payment — nothing renews. See pricing

Your documents are private.

We read the numbers on your quote to build your review. We do not send your document to a dealership. How we handle your documents

PDF, JPG, and PNG supported.

I don’t have a quote yet

Example result

This is what you get back

Example dealer quote

  • Vehicle price$28,900
  • Dealer add-ons$2,295
  • Documentation fee$899
  • APR11.9%

Example numbers only. Your review always uses your own quote.

63/100 Deal Score
  • $1,840 potentially avoidable
  • APR appears high for this kind of deal
  • Dealer protection package may be optional
  • Vehicle price is competitive
Check Your Deal Free
Example

The same deal, written two ways

An illustration only — these numbers are not from a customer or a real transaction.

Before — dealer paperwork

Vehicle
$27,800
Monthly payment
$529

Two numbers, and no way to tell what is inside them: how long the loan runs, what rate was used, which fees were added, or what was optional.

After — separated by Before You Sign

Vehicle price
$27,800
Dealer feeWorth asking about
$899
Protection packageOptional add-on
$1,495
APR
8.9%
Loan term
72 months
Estimated total paidCalculated, not on the paperwork
$37,240

Before You Sign separates the numbers so you can decide what deserves a question.

Check My Deal

How it works

  1. 1

    Upload your quote

    A photo, screenshot, PDF, or just the typed numbers. Anything the dealer gave you works.

  2. 2

    We break it down

    We list every charge in plain English — car price, fees, taxes, add-ons, loan — and say what each one is.

  3. 3

    You decide what to say

    You get the questions to ask, word for word. No pressure, no jargon, and nobody calls the dealer but you.

Before You Sign does not contact the dealership for you and cannot guarantee a dealership will change its price. You decide what to do with the information.

Start with whatever you have right now

The first look is free and needs no account. You only create one if you want to save your results.

Only know the monthly payment? Try the payment check

Your documents are private.

We read the numbers on your quote to build your review. We do not send your document to a dealership. How we handle your documents

PDF, JPG, and PNG supported.

What Before You Sign checks

Each category below is pulled from the document you upload and explained in plain English. Values we could not read directly are labeled as estimates.

  • Vehicle price

    The price of the vehicle itself, kept separate from fees, taxes, and add-ons.

  • Dealer fees

    Charges added by the dealership, such as documentation or preparation fees, listed one by one.

  • Optional add-ons

    Products like paint protection, warranties, or VIN etching, and whether they appear optional.

  • Taxes and registration

    Government charges such as sales tax, title, and registration, shown apart from dealer charges.

  • Financing terms

    The APR, loan length, down payment, amount financed, and monthly payment as written on your document.

  • Trade-in

    The trade value and any remaining loan balance, so you can see how the trade affects the deal.

  • Total estimated loan cost

    An estimate of what the loan costs over its full term, based on the numbers on your quote.

  • Missing information

    Numbers we could not find on the document, so you know what to ask the dealership for.

What Before You Sign can — and can’t — tell you

We would rather set expectations before you pay than after.

What it can do

  • Explain the charges written on your quote
  • Point out unusual or optional items so you can ask about them
  • Help you compare two or more written offers
  • Explain financing terms such as APR, loan length, and total cost
  • Help you prepare questions for the dealership

What it cannot do

  • Guarantee a dealership will lower its price
  • Guarantee any dealership will participate or respond
  • Guarantee that every outside market estimate is perfectly current
  • Replace a legal, tax, or financial professional
  • Know anything that is not included in the documents you upload

Before You Sign provides general information about your paperwork. It is not legal, tax, or financial advice, and you make the final decision.

Free reference

The 2026 Dealer Fee Guide & Negotiation Cheat Sheet

Which charges are set by your state, which ones the dealership controls, and the exact wording to use for each. Open it now, or print it and take it with you — no email required.

Choose how much help you need.

Start with a deal check, then get more help only if you need it.

  • Free Deal Check

    $0

    No account needed

    For a first look at a quote you just received.

    • Upload a dealer quote
    • See the important numbers
    • Basic deal assessment
    • See the biggest item worth reviewing
    Check My Deal
  • Single Review

    $9.99$29

    One-time payment

    Buyers reviewing one dealer quote before signing.

    • One complete car quote review
    • Plain-English explanation
    • Monthly payment check
    • Fee and add-on detection
    • Total cost breakdown
    Review My Deal
  • 30-Day Buyer Pass

    $24.99

    One payment · 30-day pass

    Shoppers negotiating with one or two dealers over a few days.

    • Everything in Single Review
    • Up to 5 document reviews in 30 days
    • Up to 5 revised-offer comparisons
    • "They Changed the Numbers" side-by-side
    • Dealership Panic Mode at the lot
    Continue My Car Deal
  • 90-Day Protection Plan

    $49.99

    One payment · 90-day pass

    Cross-shoppers comparing multiple cars and dealers over weeks.

    • Up to 10 complete document reviews
    • Up to 10 revised-agreement comparisons
    • Multiple offer comparison
    • Saved reports, negotiations & checklists
    • Full agreement history
    Continue My Car Deal

Every option is a single charge. Nothing renews and no card is stored for later billing. See full details.

Not sure what you need?

Questions before you pay?

Send a message and a person replies by email — usually within one business day. There is no phone room and no live chat, so we do not promise instant answers.

Your deal. Your decision.

  • We show our work

    See where important numbers came from and how each calculation was made.

  • You stay in control

    Before You Sign provides information and questions. You decide what to do.

  • Independent

    Before You Sign is not the dealership selling you the vehicle.

  • Private

    Your documents are handled according to our privacy and retention policies.

    Privacy policy
  • Clear pricing

    Know what something costs before you pay. Nothing renews on its own.

    See pricing

General information only. Not legal or financial advice.

Common situations buyers run into

How Buyers Use Before You Sign

See how Before You Sign can help before you agree to a deal.

  • Dealer FeesNorth Carolina

    Dealer added thousands after the advertised price

    A buyer uploads the quote before heading back to the dealership. Before You Sign separates the vehicle price, taxes, required fees, optional products, and questionable add-ons so they know exactly what to challenge.

    Know what to question before signing

  • Financing

    The monthly payment looked good — the total cost didn't

    Before You Sign compares the APR, loan term, down payment, add-ons, and total amount financed so the buyer can see what the payment is actually costing over the life of the loan.

    See beyond the monthly payment

  • Negotiation

    The dealership says this is their best price

    Before You Sign analyzes the offer and turns the findings into a simple negotiation plan the buyer can use before replying to the dealership.

    Walk in knowing what to say

  • Quote Analysis

    Two dealerships. Two completely different quotes.

    Upload both offers and compare the important numbers side-by-side instead of trying to decode dealer paperwork manually.

    Compare the real deal, not the sales pitch

Reviews from Before You Sign buyers

Bought a car using Before You Sign? Share your experience.

Only reviews submitted by real buyers appear here. Nothing on this page is written by us.

Write a review

There is more once you need it

Financing help, quote comparisons, negotiation wording, and a place to keep your car records after you buy. Open this only if you are curious — you do not need any of it to start.

See the full toolkit

What you can do

Clear help at every important step

Start with the dealership quote. Then keep using the platform as you compare, buy, and own your vehicle.

Understand the full price

Separate the vehicle price, taxes, dealership fees, government charges, and optional products so you can see what you are actually being asked to pay.

  • Review the out-the-door price
  • See fees separately
  • Identify optional products
  • Find missing information
  • Get questions to ask

Understand your financing

See how the APR, loan length, down payment, amount financed, and monthly payment affect the total cost.

  • Explain APR in plain English
  • Compare loan lengths
  • Estimate total interest
  • See the amount financed
  • Understand why a lower payment may cost more overall

See what changed

Compare the dealership's first quote with a revised version and see whether the price, fees, APR, loan length, or add-ons changed.

  • Compare original and revised quotes
  • Highlight better and worse changes
  • See more than the monthly payment
  • Get exact questions to ask

Stay organized after you buy

My Garage helps you keep your owned vehicle, mileage, loan information, maintenance records, warranties, and important documents together.

  • Update vehicle mileage
  • Record maintenance
  • Store service receipts
  • Add warranty information
  • Review loan and equity information when available

The difference

The old way makes car buying harder than it needs to be

Before You Sign separates the important numbers and helps you understand what happens next.

Price and fees

The traditional way

Advertised price, dealership fees, taxes, and optional products may be mixed together.

With Before You Sign

See each part of the deal separately and identify anything that needs clarification.

Time and waiting

The traditional way

Spend hours at the dealership reviewing changing numbers and paperwork.

With Before You Sign

Review the dealership's written numbers from your phone before making a decision.

Negotiation and pressure

The traditional way

Try to understand unfamiliar terms while someone is waiting for your answer.

With Before You Sign

Get plain-English explanations and simple words you can use to pause or ask questions.

After the purchase

The traditional way

Important paperwork, maintenance records, and warranty information become scattered.

With Before You Sign

Keep your owned vehicle, documents, mileage, maintenance, and loan information together in My Garage.

After the purchase

Your car information should not disappear after you leave the dealership

Move a purchased vehicle into My Garage and keep the important parts of ownership organized in one place.

  • Vehicle and mileage

    Keep your vehicle details and current mileage up to date.

  • Loan and equity

    Compare an estimated vehicle value with the amount you still owe when enough information is available.

  • Maintenance and service

    Record completed service and upload receipts for your records.

  • Warranty and documents

    Store warranty information and important ownership documents.

Open My Garage

My Garage is for vehicles you own. Saved Cars is for vehicles you are still considering.

My Car Guide

Not sure where to start?

Ask about a car, dealership quote, fee, payment, loan term, or what to do next.

Ask about a price, fee, payment, quote, or next step…

FAQ

Common questions

Clear answers before you upload anything.

  • No platform can guarantee what a dealership may add later. Before You Sign helps you review the written quote, separate the fees and optional products, and identify items that may need clarification. Always compare the final paperwork with the last quote you reviewed.

Do not agree to numbers you do not understand

Upload the dealership quote and review the price, fees, financing, and next steps before making your decision.

Check my dealership quote

Upload a photo, screenshot, or PDF.

Ask My Car Guide first

Know somebody buying a car?

Send them the same free check. Nothing about your own numbers is included in the link.

The link opens the free check — no personal or financial details travel with it.